O superendividamento do pequeno produtor rural pós-pandemia: causas, consequências e desafios para a recuperação econômica

Abstract

The research aimed to understand the factors that led to the worsening of the financial situation of this segment, emphasizing the increase in production costs, the reduction in demand, and the limitation of access to credit. The study adopted the deductive method, based on bibliographic research supported by doctrine, legislation, and data from institutions such as IBGE, SEBRAE, and MAPA, in addition to the analysis of contributions from Agrarian Law and Consumer Law. The results indicated that over-indebtedness compromised the economic and social sustainability of small producers, reflected in the reduction of food production and the compromise of family income. It was found that existing public policies, although relevant, proved insufficient in the face of the severity of the problem, due to bureaucratic barriers and difficulties in access. It was concluded that more effective legal and economic alternatives, combined with financial education and the expansion of accessible credit lines, are essential for the recovery of this strategic sector.