O papel da diversificação na redução de riscos em portfólios de investimentos brasileiros

Abstract

This study aims to analyze the effectiveness of investment portfolio diversification, considering the different risk profiles of Brazilian investors, such as conservative, moderate, and aggressive, taking into account Harry Markowitz's Modern Portfolio Theory (MPT). The theoretical foundation is based on the importance of diversification as an essential strategy to mitigate risks and optimize expected returns. The study addresses the main asset classes available in the Brazilian financial market, exploring the relationship between risk and return, and the challenges investors face in the selection and allocation of assets. The research employs a comprehensive literature review and case studies to provide practical recommendations on efficient asset allocation, contributing to the understanding of how diversification can positively impact portfolio performance in both adverse and favorable economic scenarios.