Conhecimento e comportamento dos acadêmicos: prática de educação financeira e modalidades de investimentos

Abstract

The study aims to analyze the level of knowledge and financial behavior of students in the Administration course at the Pontifical Catholic University of Goiás (PUC Goiás), with an emphasis on financial education practices, the habit of saving and investing, and the investment methods adopted. The justification is based on the growing indebtedness of the Brazilian population, the lack of education on personal finances, and the relevance of the topic for the training of more economically aware professionals. Methodologically, exploratory and descriptive research was conducted, with quantitative analysis, through a questionnaire applied to a sample of 126 students in the course. The results reveal that most students have only basic knowledge of finances, do not carry out regular financial planning and are not very familiar with investments, and many students have not yet incorporated these concepts into their daily practices. On the other hand, strong motivation was identified among the respondents to improve their relationship with money, mainly with the aim of achieving stability, security and financial autonomy in the future.