Avaliação do impacto da concessão de crédito à propriedades rurais do estado de Goiás

Abstract

This study aims to evaluate the impact of credit granting to rural properties in the State of Goiás. A survey was conducted with 250 rural producerss, of which 250 provided effective responses, allowing for a comprehensive analysis of farmers' perceptions and experiences regarding rural credit. The collected data were analyzed to identify the main trends in access to credit, the types of financing utilized, and the perceived impacts on agricultural production. The results indicate that the granting of credit had a positive impact on the majority of properties, contributing to increased production, improved working conditions, and financial security for producers. However, the main challenges faced by producers include the complexity of the required documentation, the relationship with financial institutions, and issues related to interest rates, fees, and insurance.